Getting Your House In Order

Getting Your House In Order

A culturally-specific financial education program for African Americans.

Registration

Our next class will meet on Thursdays beginning on February 6 at Robert Crown Community Center in Evanston!

Robert Crown Community Center
1801 Main St.
Evanston, 60202

For more information or to register for an upcoming class,
contact Janina Hall
847-263-7478 ext 31
jhall@cpahousing.org

Course Highlights

This culturally-specific financial education course takes into consideration African Americans’ shared history, culture, beliefs and behaviors around money management.

  • Week 1: History of Black Homeownership
    • Explore the historic relationship between African Americans and money
    • Identify how cultural, family and personal financial values affect financial behaviors
  • Week 2: Spending Plans and Money Management
    • Explore resources and money management methods that have been historically effective in the African American community and how these methods do or do not fit into the “traditional “ financial systems
    • Distinguish needs from wants and work within existing resources
  • Week 3: Saving and Investing
    • Understand the concepts and experiences with saving and investing from a historical, cultural and personal perspective
    • Understand the principles of investing including risks and returns
  • Week 4: Understanding and Using Credit
    • Understand the costs, advantages & disadvantages of using credit
    • Understand credit reports, credit scoring, and how leaders evaluate risk
  • Week 5: Protecting Yourself and Your Assets
    • How to better protect yourself from identity theft and financial fraud
    • Understand the role and importance of insurance in managing risk

Three additional weeks are being offered with special guest Terrence Terrell of A and N Mortgage Services for those planning to purchase a home in the next 12 months. Participants may be eligible to receive a HUD-certified Homebuyer Education Class certificate upon completion of the full 8 weeks.

  • Week 6: Pre-Approval
    • What do lenders look for?
  • Week 7: Steps of the Homebuying Process
      • You’re pre-approved and found a house to buy—Now what?
      • Understand the many details from contract to closing
  • Week 8: Homeowner Panel, Homeownership Fair, and Graduation