Course Highlights

This culturally-specific financial education course takes into consideration African Americans’ shared history, culture, beliefs and behaviors around money management.

Week 1: History of Black Homeownership
- Explore the historic relationship between African Americans and money
- Identify how cultural, family and personal financial values affect financial behaviors
Week 2: Spending Plans and Money Management
- Explore resources and money management methods that have been historically effective in the African American community and how these methods do or do not fit into the “traditional “ financial systems
- Distinguish needs from wants and work within existing resources
Week 3: Saving and Investing
- Understand the concepts and experiences with saving and investing from a historical, cultural and personal perspective
- Understand the principles of investing including risks and returns
Week 4: Understanding and Using Credit
- Understand the costs, advantages & disadvantages of using credit
- Understand credit reports, credit scoring, and how leaders evaluate risk
Week 5: Protecting Yourself and Your Assets
- How to better protect yourself from identity theft and financial fraud
- Understand the role and importance of insurance in managing risk

Registration

Our next class will meet on Thursdays beginning on October 1 from 5:30-7:30pm at UMMA Center in Waukegan! There is no cost to attend.

UMMA Center
221 Washington St
Waukegan IL 60085

For more information or to register for an upcoming class,
contact Janina Hall
847-263-7478 ext 31
jhall@cpahousing.org